The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the timeless charm of an original Georgian Bay cottage, perfectly tucked away in the sheltered channel of Collins Bay in Deep Bay. Accessible only by boat, this peaceful waterfront retreat offers direct access to the spectacular waters of Georgian Bay, where endless boating, fishing, kayaking, swimming, and island exploration await.Surrounded by mature trees for exceptional privacy, the property directly adjoins Crown land on one side, providing no immediate neighbour and countless opportunities to explore the natural beauty right from your doorstep. This is the classic Georgian Bay cottage experience that families have cherished for generations.Inside, the cottage features a bright, open-concept design with soaring ceilings that create a spacious and inviting atmosphere. A loft provides additional sleeping or living space, while the cottage offers 2+1 bedrooms, a full four-piece bathroom, and comfortable accommodations for family and guests. Step outside to the spacious deck, the perfect place to enjoy your morning coffee, relax with a good book, or unwind after a day on the water while taking in the peaceful surroundings.Whether you're searching for your first cottage, a family getaway, or an affordable opportunity to own on one of Ontario's most sought-after waterfront destinations, this property offers exceptional value. Enjoy the beauty, recreation, and lifestyle of world-famous Georgian Bay-without the premium price tag. NOTE: it is believed that the original septic system is past its prime and a new owner would be wise to have it replaced. It is still functioning, but is believed to be at the end of its life. BONUS! Upgraded power, including new power line, service stack, meter base, and a 200 amp capable circuit breaker board, water is supplied from the lake with a full submersible pump.
Property Details
Listing
MLS® number
X13505828
Status
For Sale
Listed
Jun 30, 2026
Last updated
Oct 21, 2026
Possession
Flexible
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
51-99
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
169.00 ft
Depth
106.47 ft
Lot area
≈ 17,993 ft² (calculated)
View
North
Community
Carling
Parking & utilities
Garage
None, 0 spaces
Driveway
0 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$1,685 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Parry Sound Muskoka Realty Ltd
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,633/mo
Mortgage (principal + interest)$1,493
Property taxFrom listing: $1,685/yr$140
Minimum $19,950 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,800
Ontario land transfer taxProvincial brackets, no first-time refund$4,460
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,060
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carling has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
