The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Harmony Bay, a four-season masterpiece of Mennonite BC fir timber-frame craftsmanship, striking the perfect balance between cozy and contemporary. Adjacent to crownland and near the end of the laneway, this property is extremely private and offers stunning Georgian Bay open water and island vistas. The open-concept layout maximizes these spectacular water views, creating a free flowing space complete with a primary and guest suite, a library/craft studio, and an open concept office with an abundance of natural light. Harmony Bay is a year round paradise offering not just summer fun, but colourful, crisp fall days for walks on the year round road, and a winter filled with countless outdoor activities both on and off the bay, brought to a close beside cozy indoor fires. The south wing is dedicated to a sun-filled room that you'll want to enjoy from morning through evening with heated granite floors leading to panoramic window walls, while a striking 360-degree wood-burning fireplace anchors the space. Multiple expansive decks complete with a covered outdoor kitchen are perfect for entertaining, dining, and enjoying endless summer evenings in style. Rainy days can be spent reading on the covered porch. Landscaped pathways and mature natural surrounding slead to a climate controlled, seasonal two bedroom guest house providing a quiet retreat for guests or extended family, complete with large deck and grand water views. A gentle sloping white sand beach sets the stage for hours of family fun for the whole family. A protected harbour makes it ideal for dockage, swimming, and waterfront adventures. The opportunity exists for buyers to purchase the adjacent two acre vacant lot which boasts exceptional privacy and almost four hundred feet of shoreline along with a superb building site, making it ideal for a large family compound or simply an excellent investment. Harmony Bay may be where the road ends, but it is most certainly where living your best life starts!
Property Details
Listing
MLS® number
X14128878
Status
For Sale
Listed
Oct 29, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
16-30
Approx. size
2,500–3,000 ft²
Basement
Separate Entrance, Crawl Space
Lot
Frontage
365.00 ft
Depth
354.70 ft
Lot area
≈ 129,466 ft² (calculated)
View
West
Community
Carling
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Lane, Private, 7 spaces
Heating
Radiant
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,299 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Sotheby's International Realty Canada
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Separate Entrance, Crawl Space
Heating: Radiant
Cooling: None
Fireplace: Yes
Fireplaces: 2
Central vacuum: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Golf, Hospital, Lake/Pond, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$13,240/mo
Mortgage (principal + interest)$12,716
Property taxFrom listing: $6,299/yr$525
Minimum 20% ($679,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$679,800
Ontario land transfer taxProvincial brackets, no first-time refund$71,450
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$754,050
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carling has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
