The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A Private Georgian Bay Waterfront Retreat - Where Nature Meets Luxury Discover the beauty of waterfront living on the breathtaking shores of Georgian Bay in Carling. Set on an impressive 14.5 acres of private land, this exceptional three-bedroom, three-bathroom cottage offers a rare combination of privacy, space, and the timeless charm of life on the water. Imagine slow mornings surrounded by nature, sun-filled afternoons overlooking the sparkling blue waters of Georgian Bay, and evenings gathered around the fireplace after a refreshing swim in the deep, clear water. Designed for relaxed family living and unforgettable gatherings, the spacious family room with fireplace creates a warm and inviting heart to the home, while the sunroom offers a peaceful place to enjoy the changing seasons and take in the natural beauty that surrounds you. Step outside onto the expansive deck overlooking the lake, where panoramic waterfront views set the scene for morning coffee, sunset cocktails, and cherished memories with family and friends. With deep water ideal for swimming, the shoreline invites you to embrace the very best of the Georgian Bay lifestyle. Beyond the cottage, 14.5 acres of private property provide an extraordinary sense of seclusion, room to explore, and endless possibilities to enjoy the outdoors. A detached shop adds valuable versatility for hobbies, storage, or recreational equipment. Whether you're seeking a peaceful family escape, a private waterfront sanctuary, or a place to create generations of treasured summer memories, this special property offers the space, setting, and lifestyle to make it all possible. More than a cottage, it's your own private piece of Georgian Bay.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$7,183/mo
Mortgage (principal + interest)$6,730
Property taxFrom listing: $5,442/yr$454
Minimum 20% ($359,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$359,800
Ontario land transfer taxProvincial brackets, no first-time refund$32,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$395,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carling has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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