The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Beautifully Updated 4-Bedroom, 2-Bathroom Year-Round Waterfront Home/Cottage! Extensive 2025-2026 Renovations! Previously a full-time residence, this property offers spectacular lake views, peaceful surroundings, sunshine throughout the day and plenty of level space for kids and pets. Just under an acre of property & 150 feet feet shoreline. Upgrades include 2025 shingled roof and low-maintenance vinyl siding, eavestroughs, windows, front/back exterior doors, all interior doors, driveway, dock, back porch and stairs. Interior updates: pot lights, renovated bedrooms, primary bedroom featuring pine finishes, new ensuite bathroom and walk-in closet. Mechanical upgrades: forced-air electric furnace, heat pump, sump pump with battery backup, basement spray foam insulation, iron filter and reverse osmosis water system. Current owners use Starlink internet. Enjoy sunrise from the dock and sunset from the opposite side of the property! Shoreline offers walk-in sandy entry, smooth rock and approx. 11-13 ft of water depth off the dock. Ideal for swimming, fishing, paddling and boating. Public boat launch on the lake. Spectacular water views from the living area! Small garage for cottage-country toys plus 2 additional sheds. Included: paddle boat, 2 kayaks, snowblower and 2 lawn mowers, including a tractor-style riding mower. Peaceful setting, not far from the highway. Short drive to Parry Sound for hospital, schools, theatre, shopping, restaurants and amenities. Explore Georgian Bay and its famous 30,000 Islands for incredible boating adventures. Enjoy the actual property photos plus rendered photos for fresh decorating and renovation ideas! Move in and enjoy four-season waterfront living as your permanent home or cottage! Note: the basement will be completed before closing .
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,973/mo
Mortgage (principal + interest)$3,741
Property taxFrom listing: $2,795/yr$233
Minimum $74,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$199,980
Ontario land transfer taxProvincial brackets, no first-time refund$16,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$219,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carling has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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