The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A charming, spacious, loved & very well-maintained 2-bedroom, 2-bathroom, drive-to bungalow cottage w/ bunkie, set along the shores of Georgian Bay. Canadian Shield terrain, pristine shoreline, blue skies & colourful sunsets. Warm wood flooring, wood ceilings & wood walls create a classic cottage feel throughout, complemented by cathedral ceiling & large windows that bring in plenty of natural light. The spacious open-concept kitchen, living room & dining room measures approx. 21.8 x 20.0 ft, creating one large central gathering space for entertaining, family meals & time together. Plenty of closet & storage space. Large primary bedroom privatotely positioned in its own wing w/ a spacious 3-piece ensuite. A second wing offers another generous bedroom& 3-piece bathroom, allowing family & guests their own space & quiet time in the evenings. Walk out to the spacious deck for outdoor dining, relaxing & sunset-filled skies. The waterfront features a white-sand beach, gentle walk-in entry for children & pets, smooth Canadian Shield shoreline & clear, sparkling fresh Georgian Bay water ideal for swimming. Sheltered from wind, it offers a protected area for swimming, boating, fishing, kayaking & paddleboarding, w/ approx. 14-20+ ft of water at the dock area. The bunkie provides additional overflow guest space & houses the laundry. UV filtration, septic pumped September 2026, Lakeland fibre internet, 2021 roof upgrades & exterior re-staining in 2022. Explore Killbear Provincial Park, the world-famous 30,000 Islands & nearby Parry Sound for dining, shopping, the Charles W. Stockey Centre, Bobby Orr Hall of Fame, festivals & entertainment. A great location for boat watching & basking in the sun. This cottage is on leased land. Click on the media arrow for video. Yearly lease payment is $3,580.00.
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,189/mo
Mortgage (principal + interest)$1,964
Property taxFrom listing: $2,704/yr$225
Minimum $27,490 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$104,980
Ontario land transfer taxProvincial brackets, no first-time refund$6,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$114,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Carling has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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