The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 9 Ghent Street, ideally located in St. Catharines' sought-after north end, close to shopping, schools, parks, restaurants, everyday amenities and with quick highway access. This beautifully updated home blends warmth, character and functionality, featuring a four-car concrete driveway, inviting front porch with powder-coated aluminum railing, striking red pine bump-out, insulated double garage with lighting and automatic door, and a spacious breezeway with access to the garage, home and fenced yard with private side garden. Inside, the renovated main level showcases beautiful attention to detail including custom Tudor-style trim, rich walnut accents, pot lighting and a custom walnut display cabinet. The kitchen offers custom cabinetry with wood inserts, soft-close doors, crown moulding, undermount double farmhouse sink, black soapstone countertops, porcelain subway tile, under-cabinet lighting and stainless steel appliances. Three generous bedrooms feature California shutters, great closet space and newer windows. The updated 4-piece bath includes a custom walnut vanity, shelving and mirror, glass shower enclosure, porcelain flooring and ceramic tiled walls. Walnut railings and oak stairs lead to the fully finished lower-level in-law suite with separate laundry and storage, 2026 vinyl flooring with DRICORE subfloor system, full kitchen with stainless steel appliances and a 2-inch live-edge maple countertop. The living room comes equipped with a Napoleon electric fireplace, spacious bedroom and beautifully finished bath. Major updates include roof and windows (2020), redone electrical, clay pipe under basement floor replaced with PVC, basement fully insulated with Roxul Safe'n'Sound (2024), owned hot water tank, furnace, AC and basement waterproofing with Delta wrap for added peace of mind. A truly move-in-ready home offering quality finishes, thoughtful updates and exceptional flexibility for families or multi-generational living!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,842/mo
Mortgage (principal + interest)$2,431
Property taxFrom listing: $4,928/yr$411
Minimum $39,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
