The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Steps from Lake Ontario, just 6 houses from the waterfront trail, this family home sits on an 84 x 216 ft ravine lot and has been loved by the same family for over 20 years. Now it's ready for its new chapter! From the private backyard to the meticulously maintained interior and outdoor kitchen, this home offers something unique. Outside, the mature perennials offer seasons full of colour that welcome all kinds of birds, butterflies and hummingbirds. Inside, natural light pours through large picture windows in the living and dining room, with a gas fireplace adding comfort and warmth. The kitchen features granite countertops, a gas range, granite-pressed sink, GE dishwasher, XL fridge/freezer combo and plenty of storage. A door leads to the side yard, perfect for an herb or veggie garden! Upstairs, the renovated 5-piece bathroom features a 6-ft soaker tub, double-sink vanity, quartz countertops and in-mirror lighting. All 3 bedrooms have large windows overlooking the backyard. The lower level offers an updated bathroom with a huge standing shower, in-floor heating and natural light, plus a generously sized laundry room. The family/rec room is ideal for movie nights, games or even a large 4th bedroom. The expansive basement offers potential for storage, a playroom, hangout space or home gym, plus a pantry with built-in storage and a furnace room. Outside, enjoy a huge interlock patio for barbecues and dinners, plus a covered patio overlooking the 20 x 44 ft Roman-style pool with 4 spitter fountains. Gorgeous landscaping and plenty of grass offer room for yard games, kids and dogs. At the back, another patio, a large shed and the ravine await, with mature trees and a frog-filled stream leading to the lake. The 2-car garage has newly poured concrete and an outdoor kitchen-perfect for entertaining, pool parties or canning! There's no shortage of opportunity at 23 Royal York Road. I can't wait to welcome you to your new home!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,103/mo
Mortgage (principal + interest)$4,489
Property taxFrom listing: $7,369/yr$614
Minimum $94,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$239,980
Ontario land transfer taxProvincial brackets, no first-time refund$20,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$263,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
