The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to one of St. Marys' most unique and sought-after properties. Tucked away at the end of a quiet dead-end road, this rare offering sits on an impressive 0.86-acre lot, providing an unmatched combination of privacy, space, and future potential-all within town limits.This well-maintained 1.5-storey home features 3 bedrooms and 1 bathroom, a gourmet kitchen with custom Frayne Cabinets, offering comfortable living with timeless charm and pride of ownership evident throughout. The home's functional layout is ideal for families, first-time buyers, or anyone seeking a peaceful setting with room to grow.What truly sets this property apart is its exceptional development potential. Current there is potential to provide the opportunity to add up to a 450 sq. ft. addition to the existing home, as well as a detached 500 sq. ft. shop-an incredibly rare opportunity in a location like this. Whether you're dreaming of expanding your living space, creating a home-based business setup, workshop, hobby space, or additional storage, the possibilities are endless.The expansive lot offers plenty of room to enjoy outdoor living, gardening, entertaining, or simply taking in the serene surroundings. Properties of this size and setting rarely become available in St. Marys, making this a truly one-of-a-kind opportunity.Don't miss your chance to own a private retreat with future potential in one of St. Marys' most desirable and unique locations. 87 St Andrew St N consists of 4 lots that are 50 feet x 150 feet. There is an additional 50 feet x 152 feet lot to the south that is also included in the purchase price.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,455/mo
Mortgage (principal + interest)$3,179
Property taxFrom listing: $3,303/yr$275
Minimum $59,990 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Marys has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
