The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your cottage on the river! Imagine enjoying your morning coffee on your exclusive terrace, overlooking the North Thames River, the Opera House and beautiful downtown St. Marys! There's more than meets the eye with this incredible home. It's situated on an extra wide lot, just steps to downtown and has been lovingly cared for, by the same family for decades. This single floor living offers a bright living room with gas fireplace and pristine solid wood floors, as well as a secondary family room with wetbar, located at the rear of the home, overlooking the river. There are 2 lovely guest bedrooms, as well as an oversized primary suite with 2 walk-in closets, a wash stand and a 3 piece ensuite. There are 2 additional full bathrooms and a cozy home office. The kitchen is open to the dining room and provides easy access to the main floor laundry and garage. There is plenty of parking, with the private driveway, leading to the attached garage, as well as the huge U shaped drive along the south side of the property. There are even 2 sheds, for all of your toys and outdoor storage. For more information or to view this property for yourself, contact your favourite REALTOR today!
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,343/mo
Mortgage (principal + interest)$2,899
Property taxFrom listing: $5,322/yr$444
Minimum $52,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$155,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$169,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Marys has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
