The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Tucked away on a beautifully secluded, tree-lined lot, this remarkable yellow brick century home displays timeless character with thoughtful modern updates. Rich in history, this distinguished residence was built in 1890 for Susan Morphy before becoming the home of Dr. James J. Hall, one of St. Marys' early physicians. It was later owned by Dr. Thomas Sparks, who lovingly restored the home while preserving its historic charm for generations to come. Step inside to discover spacious principal rooms filled with warmth, original character, and enduring craftsmanship. At the heart of the home is a beautifully renovated kitchen featuring soft-close cabinetry, butcher block countertops, a centre island, pantry, and an inviting layout designed for everyday living and entertaining. The renovated main-floor bathroom offers the luxury of in-floor heating, creating a spa-like retreat, while modern updates throughout complement the home's rich heritage without compromising its authentic character. Adding exceptional versatility is the fully self-contained lower-level apartment, complete with its own private entrance, laneway access, kitchen, bathroom, bedroom, laundry, and separate living space-ideal for extended family, guests, or generating rental income. Set on 0.34 acres and surrounded by mature trees, the property offers an exceptional sense of privacy. Two driveways, a detached garage, and a detached workshop provide ample space for vehicles, hobbies, and storage. This is more than a home-it's an opportunity to own a beautifully preserved piece of St. Marys' history. Don't miss your chance to become the next steward of this extraordinary property and carry its remarkable legacy into the future.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,643/mo
Mortgage (principal + interest)$3,127
Property taxFrom listing: $6,187/yr$516
Minimum $58,590 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$167,180
Ontario land transfer taxProvincial brackets, no first-time refund$13,193
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$183,173
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Marys has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
