The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A red front door and covered deck set a warm tone at this 1949 bungalow in St. Catharines' established Western Hill neighbourhood. Set on a 35 x 105 ft lot, the property offers four driveway parking spaces, so there's room for family, guests, or extra vehicles without a second thought. Inside, an open living room with vaulted ceilings flows straight into the kitchen and dining area, a layout that makes the main floor feel larger than its footprint. The kitchen keeps oak cabinetry, a tiled backsplash, and a peninsula breakfast bar, while a bright office just off the living room suits a home office, hobby space, or reading nook. Down the hall, a 4-piece bathroom finished in white tile sits near the mud room and basement stairs, and the bedroom opens privately off the dining area at the rear of the home. Outside, a fully fenced, tree-lined backyard offers a private space to garden, entertain, or let pets roam. The full basement is unfinished, a blank canvas for storage now or finished living space down the line, with laundry and mechanicals already in place. Forced air gas heat and central air keep every season comfortable, and the Western Hill location puts the Pen Centre, Brock University, and the QEW all within easy reach. Roof(2020); Furnace(2021); Dryer(2023); Hot water tank buy off (2024); no rental equipment.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,525/mo
Mortgage (principal + interest)$1,339
Property taxFrom listing: $2,225/yr$185
Minimum $17,900 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$71,600
Ontario land transfer taxProvincial brackets, no first-time refund$3,845
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$78,245
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
