The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your four-season getaway on beautiful Bernard Lake in Sundridge! Set on an impressive 167 feet of waterfront, this charming 2+2 bedroom, 1-bath cottage offers panoramic lake views, a gorgeous sandy beach, and a hard-packed sand bottom-perfect for swimming, relaxing, and enjoying everything lake life has to offer. Inside, the spacious kitchen is designed for entertaining, featuring a large centre island and plenty of room to gather with family and friends. The inviting living room offers a cozy propane fireplace, creating the perfect spot to unwind after a day on the water. A convenient 3-piece bathroom includes a stackable washer and dryer. Step outside and discover a delightful guest bunkie right at the water's edge, complete with a queen-size bed-ideal for overnight guests or a peaceful retreat with the soothing sounds of the lake just steps away. A generous breezeway connecting the cottage to the garage provides additional storage and a practical transition between the living spaces and outdoors. The attached 1 1/2 car garage offers plenty of room for vehicles, water toys, recreational equipment, and all the essentials for enjoying your four-season property. With its exceptional waterfront, sandy beach, panoramic views, comfortable year-round accommodations, and inviting spaces for entertaining, this Bernard Lake property is a wonderful opportunity to enjoy the quintessential Ontario cottage lifestyle in every season. Whether you are looking for personal use or investment, as a STR, this cottage comes completely furnished, making it a turn key adventure just waiting to happen!!!
Property Details
Listing
MLS® number
X13854742
Status
For Sale
Listed
Oct 2, 2026
Last updated
Oct 5, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
700–1,100 ft²
Basement
None
Lot
Frontage
167.00 ft
Depth
95.00 ft
Lot area
≈ 15,865 ft² (calculated)
View
North
Community
Strong
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private Triple, 4 spaces
Heating
Other
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,675 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX Professionals North
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: None
Heating: Other
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Campground, Waterfront, Park, Level
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,108/mo
Mortgage (principal + interest)$2,802
Property taxFrom listing: $3,675/yr$306
Minimum $49,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$149,800
Ontario land transfer taxProvincial brackets, no first-time refund$11,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$164,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Strong has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
