The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
GREAT INVESTMENT PROPERTY, COTTAGE OR FOREVER HOME!! Situated on the beautiful southern shores of Lake Bernard where you can enjoy waking the bay on a shallow sandy bottom. As gorgeous in winter as it is in summer! From boating, fishing, snowmobiling, cross country skiing, you can do it all. Enjoy the views of the water, from any of the many windows overlooking the lake. An open concept design invites family and friends to gather in the kitchen around the island, or in front of the fireplace in the great room with it's lofted ceilings and enjoy all that lake living promises. With 5 bedrooms, 2 1/2 baths and over 2300 square feet, there's plenty of room for everyone! This stunning 4 season home/cottage is situated on a quiet dead end road with a big yard in front and back. The beachfront is shallow and sandy, perfect for little ones. Landscaped with interlocking patio stones, a stone break wall and a custom sandbox and hammock. A major renovation has been done in 2020 which included new electrical (100 amp), insulation, roof, propane fireplace, plumbing, most windows with custom top-down, bottom-up blinds and eaves troughing. Also, a high efficiency Napoleon propane furnace and central air for year round comfort and equipped with a propane generator that can power the whole house and high speed internet available that can support Smart Google Nest thermostat for remote heat/Air management, cameras, alarm, door access, water alarm which are all connected. Seller has used this cottage as an Airbnb for the last 5 years and generates around ~$70K / yr of income (Airbnb reports to support). Seller has contacts that takes care of landscaping, maintenance, cleaning, grass cutting and snowplowing.
Property Details
Listing
MLS® number
X13864118
Status
For Sale
Listed
Oct 5, 2026
Last updated
Oct 6, 2026
Possession
Flexible
Building
Type
Detached
Style
Contemporary
Approx. age
51-99
Approx. size
2,000–2,500 ft²
Basement
Crawl Space
Lot
Frontage
99.83 ft
Depth
126.80 ft
Lot area
≈ 12,658 ft² (calculated)
View
North
Community
Strong
Parking & utilities
Garage
None, 0 spaces
Driveway
6 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,761 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 5
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Beach, Campground, Clear View, Golf, Lake Access, Waterfront
Cross street: High Rock Road to Crescent Road to #4
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$4,304/mo
Mortgage (principal + interest)$3,741
Property taxFrom listing: $6,761/yr$563
Minimum $75,000 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$200,000
Ontario land transfer taxProvincial brackets, no first-time refund$16,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$219,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Strong has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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