The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Coffee on the deck with nothing between you and the field line but your own lawn. A fire under the stars on a night that still goes properly dark. The whole family under one roof at Thanksgiving, and a garage big enough for the cars, the ATVs and every hobby that followed you home. 7372 Dale Road is country living ten minutes from Cobourg and Port Hope: a 1998 bungalow on a level, private 0.755-acre lot (181 x 181 ft) bordered by mature trees and farm fields, with 3+2 bedrooms, 3 full baths and approximately 2,700 sq ft of finished living space across two levels (1,436 sq ft above grade, MPAC). The main floor is bright and carpet free. A vaulted living room with a tall gable window flows into a kitchen built around a centre island, and the dining room walks out to a large rear deck with a gazebo beyond, so summer dinners move outside on their own. The primary bedroom has a large closet and a 3-pc ensuite; two more bedrooms share a 4-pc bath lit by a skylight. Main-floor laundry opens straight into the attached 3-car garage, with parking for six more on the drive. Downstairs is where visiting family lands: a 33 x 26 ft recreation room with a fireplace, two additional bedrooms with windows and large closets, and a 4-pc bath give guests, teenagers or grandparents a floor of their own. Outside, open lawn runs to the field line and a garden shed keeps the toys sorted. Propane forced-air heat, central air, private well and septic. Dale Road Senior Public School is on the same road, Highway 401 is about 5 minutes via County Road 28, Northumberland Hills Hospital about 9 minutes, and downtown Cobourg, the beach and VIA Rail about 12 minutes, with the Northumberland County Forest trails within 15. Room to breathe, room for everyone, and town close enough when you want it.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,607/mo
Mortgage (principal + interest)$3,273
Property taxFrom listing: $4,009/yr$334
Minimum $62,490 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$174,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$191,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton Township has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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