The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Rice Lake Waterfront! Dreaming of lakefront living? This 3-bedroom, 1.5-bathroom, year-round home on the beautiful south shore of Rice Lake offers a wonderful opportunity to enjoy waterfront living in every season!While the home could benefit from some cosmetic updates, it has plenty of character, space, and potential to make it your own. The bright and inviting living and dining rooms feature soaring vaulted ceilings and a stunning two-sided fireplace, creating a warm and welcoming atmosphere.Step out from the living room into the spacious sunroom and onto the deck, where you can relax and take in spectacular sunsets over the lake or enjoy your morning coffee while watching the ducks glide by.The generously sized kitchen features built-in appliances, while a convenient two-piece bathroom and a main-floor bedroom offer the possibility of single-level living.Upstairs, an open hallway overlooks the living room below, adding to the home's airy feel. Two additional bedrooms and a full four-piece bathroom complete the upper level.Outside, you'll find even more possibilities with a boathouse, a storage shed, and an older 18' x 14' cottage/bunkie that could potentially be restored for future use or provide a footprint for a new structure, subject to applicable approvals.Whether you're looking for a year-round waterfront home, a place to relax and unwind, or an opportunity to create your own lakeside retreat, this Rice Lake property is full of possibilities.Bring your vision and make your waterfront dreams a reality!
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,501/mo
Mortgage (principal + interest)$2,054
Property taxFrom listing: $5,362/yr$447
Minimum $29,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$109,800
Ontario land transfer taxProvincial brackets, no first-time refund$7,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$120,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton Township has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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