The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
**Income-Generating Bungalow in a Prime St. Catharines Location!**Welcome to this beautifully maintained **2020-built detached bungalow**, thoughtfully designed with **two fully legal, self-contained units**, each featuring its own private entrance and in-suite laundry. An ideal opportunity for investors, multigenerational families, or buyers looking to offset their mortgage with rental income. The spacious main-level suite features a modern kitchen with upgraded appliances, a walk-in pantry, stylish finishes, and a generous primary bedroom complete with a private ensuite. A second full bathroom adds convenience, while the walk-out to the backyard deck provides the perfect space for morning coffee, entertaining, or relaxing outdoors. The lower-level suite is currently occupied by an excellent tenant and offers its own full kitchen, private laundry, separate entrance, and comfortable living space. The tenant is open to staying, providing an attractive opportunity for a buyer looking for immediate rental income and a seamless transition. Situated on a **quiet cul-de-sac in a newer St. Catharines neighbourhood**, this home offers outstanding convenience. Restaurants, GoodLife Fitness, Tim Hortons, grocery stores, gas stations, schools, public transit, and everyday amenities are all nearby. Additional features include **ample parking, an attached garage, a beautifully maintained backyard garden, custom window coverings, and true move-in-ready condition.**Whether you're an investor, a multigenerational family, or a savvy homebuyer looking to combine lifestyle with income potential, this property offers exceptional flexibility and value.**A rare opportunity in a fantastic location-book your private showing today!**
Property Details
Listing
MLS® number
X13727088
Status
For Sale
Listed
Aug 31, 2026
Last updated
Oct 24, 2026
Possession
60-89 days
Building
Type
Multi-Family
Style
Bungalow
Approx. age
0-5
Approx. size
1,100–1,500 ft²
Basement
Apartment
Lot
Frontage
40.52 ft
Depth
97.93 ft
Lot area
≈ 3,968 ft² (calculated)
View
South
Community
444 - Carlton/Bunting
Parking & utilities
Garage
Attached, Garage, 1 space
Driveway
Private, 3 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,112 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX PRESIDENT REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Apartment
Heating: Forced Air
Cooling: Central Air
Exterior
Pool features: None
Property features: Beach, Cul de Sac/Dead End, Library, Park, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,418/mo
Mortgage (principal + interest)$2,992
Property taxFrom listing: $5,112/yr$426
Minimum $54,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$159,980
Ontario land transfer taxProvincial brackets, no first-time refund$12,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$175,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
