The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This exceptional luxury custom bungalow loft offers nearly 3,500 sq. ft. of finished living space, including more than 2,500 sq. ft. above grade. Built and finished using only the finest building materials, it offers the space, privacy and quality of a custom estate with the ease of a lock-and-leave lifestyle. Just steps from the lake and tucked into a quiet, secluded neighbourhood close to every amenity, the 3 bedroom, 4 bathroom home features soaring vaulted ceilings, gas fireplace, top notch appliances and a spectacular primary suite that feels like a private retreat. The finished lower level adds even more room to live, relax and entertain, with a beautiful recreation room and flexible space for family, guests or extended stays.Tucked away on a quiet cul-de-sac in an exclusive enclave you may not even know exists, this is the kind of neighbourhood where homes rarely become available - because once people move here, they tend to stay.Outside, the private backyard is surrounded by mature trees and designed for enjoying every season, with a covered terrace, multiple sitting areas and an outdoor fireplace. A double garage adds everyday convenience, while the lock-and-leave lifestyle makes it easy to head south for the winter without worrying about the house.The photos will give you a glimpse, but they cannot fully capture the scale, privacy, quality and feeling of this home. That is something you need to experience in person.Nearly 3,500 sq. ft. finished. More than 2,500 sq. ft. above grade. Just 9 years old. Offered for sale for the first time.If you have been waiting for a home that feels truly special, this may be the one. Luxury Certified.
Property Details
Listing
MLS® number
X13743298
Status
For Sale
Listed
Sep 3, 2026
Last updated
Sep 29, 2026
Possession
Flexible
Building
Type
Condo
Style
Bungaloft
Approx. age
Not provided by brokerage
Approx. size
2,500–2,749 ft²
Basement
Full, Finished
Lot
Frontage
Not provided by brokerage
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
West
Community
437 - Lakeshore
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$9,450 / 2026
Condo fee
$387 / month
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX NIAGARA REALTY LTD, BROKERAGE
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Laundry: In-Suite Laundry
Ensuite laundry: Yes
Fireplace: Yes
Fireplaces: 1
Locker: None
Pets allowed: Yes-with Restrictions
Exterior
Balcony: Terrace
Cross street: Lakeshore Rd between Geneva St. & Vine St.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,505/mo
Mortgage (principal + interest)$5,331
Property taxFrom listing: $9,450/yr$788
Condo feesFrom listing$387
Minimum $117,500 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$285,000
Ontario land transfer taxProvincial brackets, no first-time refund$24,975
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$312,775
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
