The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
There's something really practical about a backsplit. It gives everyone room to be together, while still giving you plenty of space to retreat, relax and do your own thing. Tucked into a family-friendly north end pocket, 5 Bendingroad Crescent is a short walk to Linlake Park access (100m, truly "a stone's throw" away), plus central to everyday shopping, highway access and Port Dalhousie. Inside, the open dining room leads to the kitchen which has oak cabinetry, an island, and enough room to actually cook without bumping elbows. Next to that, a large living room with hardwood floors gives you a proper spot to land at the end of the day. Head up a few steps and you're on the upper level, also hardwood, with three bedrooms and a full bathroom. Now here's where the backsplit earns its keep... the lower-level stays mostly above grade, so the windows are large with lots of natural light. This isn't a basement that feels like a basement. This level has a full bathroom, a bedroom or office, and a family room with a gas fireplace, plus a walk-out to the covered patio. Descend one more flight to discover an entirely self-contained bonus zone. Perfect for multi-generational living, a university student, or long-term guests, this level features a fully equipped eat-in kitchen, a two-piece bathroom, and a a partially finished room ready to become a private living room or fifth bedroom. It also includes a direct walk-up into the garage for easy, independent access. Outside, the fenced backyard has plenty of room to enjoy. Mature shrubbery, lawn, a patio, space for established garden beds to grow your own fruits and vegetables, and a large shed for all the outdoor toys. There's also a man door from the backyard into the garage, which is one of those little details you'll appreciate. There is a lot of love about this home and location! Visit the REALTOR'S website for additional information about this listing.
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,357/mo
Mortgage (principal + interest)$2,918
Property taxFrom listing: $5,268/yr$439
Minimum $52,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$155,980
Ontario land transfer taxProvincial brackets, no first-time refund$12,073
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$170,853
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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