The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Perfectly, privately perched atop its pitched driveway, and precisely positioned on its 2-acre property sits a pristinely finished bungalow amongst the picturesque and peaceful setting - Welcome Home to 3835 Harwood Road! Main floor living featured at its finest with this tremendously well laid out split bedroom floor plan bungalow, possessing 4 total bedrooms and 3 full bathrooms. Highlighting this floor and occupying the south wing of the home is the brilliant primary suite complete with walk-in closet, 4-piece ensuite and patio door walkout to private deck space. A wonderful open concept kitchen with granite counters walks you to the vaulted ceiling living room space with another walkout to the breathtaking property. Two large bedrooms and an updated 4-piece bath reside in the north end. A mud/laundry room and direct garage access complete this well thought out main floor. The finished lower level presents a fantastic compliment and finishes off the home extremely well. A spacious 4th bedroom, 3-piece bath, rec/family room, ample storage and a flex space that is perfect for an in-home gym/workout area or office space. An incredible outdoor and backyard experience caps this gem of a listing off outstandingly well. A sprawling backyard and deck space with hot tub gives you the perfect recipe to create a lifetime of memories with those closest. One can also get lost in their thoughts and enjoy some mindfulness provided by the groomed trails and small climb to enjoy some of the most breathtaking sights and sounds as you gaze into the rolling hills of Northumberland in the distance. Centrally located so you are just a short drive away to the lovely town of Cobourg and all the amazing amenities it has to offer. Rice Lake, Ganaraska trails and much more to the North. Major highways surround you as well. If you are looking for a rural retreat without sacrificing the convenience of location this home and property have everything you are looking for!! - **SEE ATTACHED**
Property Details
Listing
MLS® number
X14105398
Status
For Sale
Listed
Oct 22, 2026
Last updated
Oct 28, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Full, Finished
Lot
Frontage
275.88 ft
Depth
350.00 ft
Lot area
≈ 96,558 ft² (calculated)
View
East
Community
Rural Hamilton
Parking & utilities
Garage
Attached, Garage, 2 spaces
Driveway
Private, 8 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,900 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Exp Realty
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Full, Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Exterior
Pool features: None
Property features: Lake/Pond, Marina, Park, Rec./Commun.Centre, River/Stream, School Bus Route
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,697/mo
Mortgage (principal + interest)$3,288
Property taxFrom listing: $4,900/yr$408
Minimum $62,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$175,800
Ontario land transfer taxProvincial brackets, no first-time refund$14,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$192,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton Township has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
