The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Carved out of the woods of Muskoka is a two storey three bedroom home located just a short walk or drive to a boat launch and sand beach on Lake of Bays and moments from snowmobile trails. The house is the perfect mix of country charm and modern necessity and has been meticulously maintained. A dedicated mud room leads to the main living space featuring cathedral ceilings and a two-storey airtight fireplace. The dining area has floor to ceiling windows looking out to an idyllic backyard, granite patio and the forest beyond. The kitchen features a large centre island, quartz counters, custom Bateman cupboards, under cabinet lighting, and stainless LG appliances including a true double oven (with purple interior). The bathroom features custom shower and cabinets. But the showcase is the three season timber frame sunroom, where you will definitely spend most of your time. The second floor has a family room overlooking the living room below, plus three bedrooms and 2pc bath. This level features 100-year-old White Oak flooring and a full-length cedar balcony along the rear of the home. A drop-down staircase leads to a third storey, full height attic space. Outside there so much more. Attached 1.5 car garage has built-in air compressor and work benches. Lean-to, storage shed, covered wood storage, Shelter Logic garage - all located off the driveway plus large Shelter Logic on a foundation along the other side of the property. A backyard bunkie has living space on the main floor and queen-sized bed in the loft. Two more storage buildings and a fire pit complete the package. There is so much room to spread out, the property feels much larger than 3.5 acres. Home is heated by a forced air propane furnace plus the option of the airtight fireplace or Napoleon wood stove in the kitchen. New electrical panel and a full home Generac generator installed in 2023. Water system in 2024. There is nothing left to do but move in and enjoy.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,598/mo
Mortgage (principal + interest)$3,475
Property taxFrom listing: $1,467/yr$122
Minimum $67,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$185,800
Ontario land transfer taxProvincial brackets, no first-time refund$15,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$203,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
