The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Set on the historic shores of Bigwin Island on Lake of Bays, this top-floor studio offers a rare opportunity to be part of one of Muskoka's most iconic island communities. Originally established in the early 1900s as a celebrated summer retreat, the island still carries that sense of history and escape, now offering a relaxed, maintenance free lifestyle surrounded by water, forest, and tradition. In the open water season, residents travel by scheduled ferry across Lake of Bays, leaving the mainland behind and easing into island time. When winter arrives and the lake freezes, access shifts with the season, adding to the island's quiet, tucked-away feel. The studio is positioned on the uppermost floor, offering added privacy with no overhead or opposite hallway neighbours and a peaceful forest outlook. The space is simple, low-maintenance, and designed as a comfortable base to enjoy the island lifestyle rather than time spent inside. Life here is centred around shared waterfront and community spaces. Long docks along the shoreline offer places to swim, relax, or head out onto the lake, while indoor amenities include a games room with pool table and darts, along with a sauna for unwinding after a day outdoors. Cornhole, BBQ areas, and casual gathering spaces add to the easygoing, social atmosphere. Recreation is woven into daily life with tennis and pickleball courts, walking paths, and open green spaces throughout the grounds. From sunrise on the dock to evenings spent with neighbours, this is a setting defined by simplicity, connection, and time on the water. A rare chance to own a piece of Muskoka history, offering a unique island lifestyle where community, recreation, and lake life come together in a truly memorable way.
Property Details
Listing
MLS® number
X14129876
Status
For Sale
Listed
Oct 29, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Condo
Style
Bachelor/Studio
Approx. age
100+
Approx. size
0–499 ft²
Basement
None
Lot
Frontage
Not provided by brokerage
Depth
Not provided by brokerage
Lot area
Not provided by brokerage
View
North West
Community
Franklin
Parking & utilities
Garage
None, 0 spaces
Driveway
Other, 1 space
Heating
Baseboard
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$556 / 2026
Condo fee
$503 / month
Source
Data source
TRREB (VOW feed)
Listed by
Coldwell Banker Thompson Real Estate
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 1
Kitchens: 1 above grade
Basement: None
Heating: Baseboard
Cooling: None
Laundry: In Building, Coin Operated, Laundry Room
Locker: None
Pets allowed: Yes-with Restrictions
Amenities: Communal Waterfront Area, Game Room, Party Room/Meeting Room
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,017/mo
Mortgage (principal + interest)$467
Property taxFrom listing: $556/yr$46
Condo feesFrom listing$503
Minimum $6,245 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$24,980
Ontario land transfer taxProvincial brackets, no first-time refund$974
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$28,754
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
