The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Now this is a lot of value packed into one house! This well-maintained and renovated detached bungalow is located in a convenient St. Catharines neighbourhood close to parks, schools, public transit and everyday amenities. Offering over 1,300 sq. ft. plus a fully finished basement, this home features 4 bedrooms, 2 full bathrooms and a separate bonus room currently being used as an office. Step inside to an oversized family room offering plenty of space for entertaining with two separate dining areas, a custom built-in TV unit with fireplace and sliding patio doors leading directly to the backyard. Just off the family room is the separate room currently being used as an office. A few steps up is the kitchen overlooking the main living space with an abundance of cabinetry and stainless steel appliances. Down the hall are 3 generously sized bedrooms. The primary was originally the home's living room which gives it considerably more space than you would typically find in a bungalow of this size as well as having access to your own outdoor space. Two additional bedrooms and a 4-piece bathroom complete the main floor. The fully finished lower level adds even more living space with a large open rec room featuring plenty of pot lighting. You will also find a 4th bedroom currently being used as an office, a 3-piece bathroom with an oversized custom tiled walk-in shower and a laundry room. Just when you thought this home couldn't offer any more, step outside! The oversized backyard is fully fenced with new fencing and features a large heated inground pool, spacious patio with gazebo, oversized storage shed, fire pit area and an outdoor TV mounted along the fence. There is plenty of space to entertain, relax and make the most of the summer months. With this much finished living space, 4 bedrooms, a renovated interior and a heated inground pool, this is a lot of house for the money. Come see it for yourself before someone else does!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,307/mo
Mortgage (principal + interest)$1,942
Property taxFrom listing: $4,384/yr$365
Minimum $26,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$103,800
Ontario land transfer taxProvincial brackets, no first-time refund$6,855
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$113,455
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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