The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this spacious 3+3 bedroom, 3 full bathroom detached bungalow situated on a quiet street in the desirable North End of St. Catharines. This move-in-ready home offers an impressive amount of living space and a versatile layout ideal for families and multigenerational living.The bright main floor features three comfortable bedrooms, a beautifully finished full bathroom, luxury laminate flooring and plenty of natural light. The spacious living room features a large picture window, pot lighting and smart switches. The kitchen offers white cabinetry, generous counter and storage space, a gas stove, Bosch dishwasher, stainless steel appliances and a large sink, with an adjoining dining area.The fully finished lower level offers excellent in-law or multigenerational potential with a separate entrance, second kitchen, family room, three additional bedrooms and two beautifully renovated full bathrooms. Good-sized windows, pot lights, luxury vinyl flooring and plenty of storage create a bright and comfortable space. Enjoy a fully fenced backyard with green space, patio and gazebo. An attached garage with large rear doors provides convenient backyard access, while the spacious driveway offers parking for up to six vehicles.Additional features include a concrete driveway completed in Spring 2025, owned water heater (2025), owned furnace and roof (2020).Enjoy the convenience of this established North End neighbourhood, with schools, parks and everyday essentials close by. Grantham Plaza is just minutes away, offering convenient access to shopping, groceries, restaurants, banking and other amenities, while nearby highway access makes getting around the Niagara Region easy. Come see everything this home has to offer and make it yours-an opportunity like this is not to be missed!
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,232/mo
Mortgage (principal + interest)$2,880
Property taxFrom listing: $4,224/yr$352
Minimum $51,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$153,980
Ontario land transfer taxProvincial brackets, no first-time refund$11,873
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$168,653
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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