The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome Home To This Wonderful Property! A Rare Offering in One of The Best Locations in Northumberland County. Close to the Beautiful, Desirable Area of Baltimore and a Short 10 Min. Drive To Cobourg. This "No-Exit" Rd. Property Has That Country Feel With Extra-Low Traffic, a Wonderful .35 Acre, Private and Fenced Backyard Lot, and A Brand New Carport Just Completed September 2026! The Main Floor Offers a Well-Appointed Kitchen & Dining with a Sunny Window View to The West, 3 Bedrooms, 1 Full Bathroom, Sitting/Living Room With Walk-Out to Gazebo and Hot Tub. Venture Downstairs to the Large Rec Room Featuring A Cozy and Efficient Natural Gas Fireplace and Enough Space to Build a 4th (Large) Bedroom if Desired, as Well as Another 1/2 Bath and Tons of Storage Space & Laundry Room. A Myriad of Potential for the First Time Buyer To Get In The Market. Gleaming Metal Roof, Generator and Panel & Fibre Optic Internet Available Round Out The Pretty Picture and Great Value. Wonderful Schools, Parks, Rec-Centre/Arena also Not Far Away! Leaf-Guard Eaves troughing also, a Great Feature. New Porch built August 2026! This Property is Adjacent to a Creek/Ravine at the End of The Street. A Short drive to Highway 401, Lake Ontario, and the Lovely Town of Cobourg (and it's gorgeous beach!) and Everything it Has to Offer. So Much to Appreciate.
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,483/mo
Mortgage (principal + interest)$2,278
Property taxFrom listing: $2,460/yr$205
Minimum $35,900 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$121,800
Ontario land transfer taxProvincial brackets, no first-time refund$8,655
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$133,255
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton Township has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
