The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover a unique opportunity to live, work and play in the heart of Lake of Bays. Ideally located in Dwight, halfway between Huntsville and Algonquin Provincial Park and within walking distance of beautiful Dwight Beach, this versatile property combines comfortable residential living with exceptional commercial potential.Thoughtfully renovated with spray foam insulation, new windows, updated electrical, a new drilled well pump and GenerLink generator connection, the property is well suited for entrepreneurs, tradespeople, creatives or anyone looking to operate a business close to home.The main level offers approximately 800 sq. ft. of bright, open retail/commercial space with an inviting front porch. At the rear, you'll find additional storage, a 2-piece washroom and an impressive approx. 40' x 36' workshop/garage with a side garage door and backyard access. An additional flexible room, currently used as a gym/sauna, adds even more possibilities. A single-car garage and ample exterior parking complete the space.Upstairs, the spacious 3-bedroom, 2-bathroom residence features an open-concept kitchen, dining and living area filled with natural light. A large kitchen island anchors the space, while a woodstove adds warmth and Muskoka charm. The primary bedroom includes a walk-in closet and private 2-piece ensuite.Outside, enjoy a private backyard with a deck, gazebo, hot tub area and gardens surrounded by the natural Muskoka landscape.Whether envisioned as a storefront, studio, workshop or home-based business, this is a rare opportunity to work downstairs, live upstairs and enjoy Dwight Beach just a short walk away.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
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A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,513/mo
Mortgage (principal + interest)$2,244
Property taxFrom listing: $3,225/yr$269
Minimum $34,990 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$119,980
Ontario land transfer taxProvincial brackets, no first-time refund$8,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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