The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
~~ FANTASTIC STARTER HOME & INVESTMENT OPPORTUNITY! ~~ Discover the potential of this spacious 3+2 bedroom, 2-storey home in the heart of Downtown St. Catharines! Perfect for first-time buyers, investors, or those looking to add their personal touch. Featuring 5 bedrooms, 2 full bathrooms, spacious living areas, an updated kitchen, and laminate flooring. This property offers incredible potential with some TLC and cosmetic upgrades to truly make it your own! Situated in an extremely convenient and desirable location, just steps from the Downtown Heritage District, Montebello Park, restaurants, shopping, public transit, and everyday amenities. Directly across from the Regent Student Development, offering excellent appeal for investors and students alike. Enjoy a 5-minute walk to Montebello Park, approximately 10 minutes to Downtown St. Catharines and the Bus Terminal, with convenient transit access to Brock University. Whether you're looking for an affordable place to call home or an investment property with upside potential, this is your opportunity to renovate, customize, and unlock its full value. ~~ PRIME LOCATION, GREAT POTENTIAL & ENDLESS POSSIBILITIES!~~
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Age Groups
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Owners vs Renters
Ownership data is not available.
Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,121/mo
Mortgage (principal + interest)$1,866
Property taxFrom listing: $3,058/yr$255
Minimum $24,945 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$99,778
Ontario land transfer taxProvincial brackets, no first-time refund$6,453
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$109,031
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
