The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to this beautifully maintained family home offering a bright, functional layout and stylish finishes throughout. Enjoy hardwood flooring on all 3 floors (2022), spacious principal rooms, and abundant natural light. The open-concept main floor is ideal for everyday living and entertaining, featuring a modern kitchen with ceramic flooring and granite countertops (2010), ample cabinetry, and seamless flow into the dining and living areas. Favourite features include the large family room and basement TV room, perfect for relaxing and entertaining. Upstairs offers well-appointed bedrooms, including a spacious primary retreat. The finished lower level with quartz finishes provides flexible space for a home office, gym, or recreation area, plus a laundry area, plenty of storage, and clean unfinished utility space. This home offers outstanding structural integrity and has never experienced flooding or water issues, giving buyers complete peace of mind. The dry, well-kept lower level is a testament to years of careful ownership and maintenance. Step outside to an exceptional 65' x 16' concrete patio (2015) with a 20' x 12' gazebo wired for lighting and a fan, effectively doubling the living space from spring through fall. Gemstone exterior lighting (2025) adds ambiance and curb appeal. Over $55,000 has been invested in renovations and outdoor improvements. Located in a desirable, family-friendly west-end neighbourhood close to schools, parks, shopping, restaurants, hospital, major commuter routes, hiking trails, wineries, and GO train/bus services. Move-in ready, this exceptional home is perfect for families, professionals, or investors alike. Don't miss your opportunity to make it your own! Importantly, the home's structural integrity remains unaffected by recent flooding in the surrounding area, and the home itself has never experienced flooding.
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,160/mo
Mortgage (principal + interest)$2,619
Property taxFrom listing: $6,500/yr$542
Minimum $45,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$140,000
Ontario land transfer taxProvincial brackets, no first-time refund$10,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$153,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
