The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Baltimore! Set on a beautifully landscaped, tree-lined lot just minutes from Cobourg and Hwy 401, this well-maintained all-brick bungalow offers over 2,500 sq. ft. of finished living space, exceptional flexibility, and impressive outdoor amenities. The bright main level is designed for comfortable everyday living, featuring a spacious living room, formal dining area, sun-filled eat-in kitchen, 2 bedrooms, and 3 full bathrooms, including a private 3-piece ensuite off the primary bedroom. The thoughtful layout offers great flow for both entertaining and family life, while large windows fill the home with natural light. Downstairs, the finished lower level provides incredible additional living space with a large family room, separate rec room, den or potential 3rd bedroom, convenient 2-piece bathroom, laundry area, abundant storage, and a relaxing sauna-perfect for unwinding after a long day. Whether you're accommodating guests, working from home, pursuing hobbies, or simply looking for room to spread out, this versatile lower level offers endless possibilities. Step outside to enjoy a private backyard retreat surrounded by mature trees and established landscaping. The expansive deck creates the perfect setting for summer barbecues, morning coffee, or relaxing evenings, while multiple storage sheds provide plenty of space for tools and seasonal equipment. A rare bonus for car enthusiasts, hobbyists, tradespeople, or entrepreneurs, the property features both an attached double garage and an impressive detached 30' x 20' workshop/garage-ideal for projects, storage, recreational vehicles, or home-based business needs. Combining small-town charm, generous living space, and outstanding utility both inside and out, this is a fantastic opportunity to enjoy peaceful Northumberland living, just minutes from amenities, schools, and commuter routes.
Property Details
Listing
MLS® number
X13744594
Status
For Sale
Listed
Sep 4, 2026
Last updated
Oct 20, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Finished
Lot
Frontage
137.80 ft
Depth
209.65 ft
Lot area
≈ 28,890 ft² (calculated)
View
West
Community
Baltimore
Parking & utilities
Garage
Attached, Garage, 4 spaces
Driveway
Private Double, 4 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$5,100 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Re/Max Hallmark First Group Realty Ltd.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 1
Kitchens: 1 above grade
Basement: Finished
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 3
Exterior
Waterfront features: None
Pool features: None
Property features: Beach, Fenced Yard, Golf, Park, Place Of Worship, School
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,601/mo
Mortgage (principal + interest)$3,176
Property taxFrom listing: $5,100/yr$425
Minimum $59,900 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$169,800
Ontario land transfer taxProvincial brackets, no first-time refund$13,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$186,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Hamilton Township has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
