The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 25 Bessey Street! This turnkey, fully legal duplex in the heart of St. Catharines presents an incredible opportunity for savvy investors or buyers looking to "house-hack." Both units feature a highly functional, tenant-preferred 2-bedroom, 1-bathroom layout. Designed for maximum privacy and low-maintenance landlord management, the property boasts separate hydro meters (meaning tenants pay their own electricity!) and independent, private laundry facilities in each unit. The main floor enjoys its own front door access, while the upper unit features a fully separate, private walk-up entrance from the rear. Tucked away on a quiet, family-friendly street with a peaceful backyard and 2 dedicated parking spaces, you truly get the best of both worlds. The location is unbeatable - just 2 minutes from the QEW and Hwy 406, offering a direct, easy commute to Brock University and Niagara College (a total goldmine for student rentals). Plus, you're just steps from top-rated schools, beautiful local parks, Fairview Mall, grocery stores, and major shopping hubs. Whether you want to add a high-yield asset to your portfolio or move into one unit and let the helper suite drastically cut down your monthly mortgage, this property is a guaranteed winner. Both units are completely ready to start generating income on day one!
Property Details
Listing
MLS® number
X13420694
Status
For Sale
Listed
Jun 9, 2026
Last updated
Aug 28, 2026
Possession
Flexible
Building
Type
Multi-Family
Style
2-Storey
Approx. age
100+
Approx. size
1,500–2,000 ft²
Basement
Separate Entrance, Unfinished, Half
Lot
Frontage
33.11 ft
Depth
66.00 ft
Lot area
≈ 2,185 ft² (calculated)
View
West
Community
455 - Secord Woods
Parking & utilities
Garage
None, 0 spaces
Driveway
Available, 2 spaces
Heating
Forced Air
Cooling
Wall Unit(s)
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,437 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
RE/MAX HENDRIKS TEAM REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Bedrooms below grade: 2
Kitchens: 1 above grade · 1 below grade
Basement: Separate Entrance, Unfinished, Half
Heating: Forced Air
Cooling: Wall Unit(s)
Exterior
Pool features: None
Property features: Place Of Worship, School, Public Transit, Other
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,883/mo
Mortgage (principal + interest)$1,680
Property taxFrom listing: $2,437/yr$203
Minimum $22,450 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$89,800
Ontario land transfer taxProvincial brackets, no first-time refund$5,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
