The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 23 The Cedars, where timeless architecture meets exceptional modern luxury in one of St. Catharines' most sought-after neighbourhoods. Nestled on a quiet street surrounded by parks, top-rated schools, and every amenity imaginable, this stunning 4-bedroom, 3 bathroom oversized bungalow has been completely reimagined from top to bottom with uncompromising quality and craftsmanship. Designed for effortless everyday living and entertaining, the spectacular open-concept main floor is flooded with natural light and showcases custom finishes at every turn. From the imported European hardwood and tile flooring to the custom cabinetry, designer lighting, built-in stainless-steel appliances, over-sized kitchen island, and premium finishes throughout, every detail has been thoughtfully curated to create a home unlike any other. The spacious primary retreat offers a beautifully appointed private ensuite, while every room throughout the home has been customized with exceptional attention to detail. A sunroom addition provides the perfect place to enjoy your morning coffee, unwind with a good book, or simply take in the peaceful views of the backyard year-round. The fully finished lower level offers incredible versatility with an expansive family recreation area, bonus media room or home office, additional bedroom, full bathroom, generous crawl space storage, and an ideal layout for a future in-law suite or multi-generational living. Step outside into your own private resort. The fully fenced backyard is a spectacular outdoor oasis featuring a heated in-ground pool, hot tub, covered lounge area, outdoor kitchen/bar, and complete privacy creating the ultimate setting for summer entertaining or relaxing with family and friends. Whether you're looking to accommodate a growing family, enjoy the convenience of one-floor living, or downsize without sacrificing luxury or space, this home delivers a rare combination of style and function that is seldom offered.
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,638/mo
Mortgage (principal + interest)$6,169
Property taxFrom listing: $5,626/yr$469
Minimum 20% ($329,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$329,800
Ontario land transfer taxProvincial brackets, no first-time refund$29,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$362,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
