The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Built in 1895, this well-maintained yellow brick Ontario cottage offers approximately 1,700 sq. ft. Character-filled living space in the heart of St. Marys, close to the Pyramid Recreation Centre (13 min walk), DCVI High school (7 min walk) and their quaint downtown (10 min to the Flour Mill). A private front porch welcomes you into a versatile main floor featuring a separate dining room, den/family room and a living room with a gas fireplace, currently configured as a third bedroom. Two additional bedrooms provide comfortable accommodation, while original trim and hardwood floors preserve the home's historic charm. The 1989 addition features warm cherry flooring and a spacious kitchen that offers an island, ample storage and a coffee nook with a bar fridge. Patio doors open to a new deck overlooking a private, landscaped yard complete with a stocked fish pond. Main-floor laundry, a two-piece bathroom and a full bathroom with a separate tub and walk-in shower add everyday convenience. The lower level provides a recreation room and a three-piece bathroom. A recently upgraded heat pump provides efficient heating and cooling, while accessibility features throughout support comfortable living at their home longer. A detached two-car garage with hydro and a generous sized driveway accessed from King Street S complete this well-loved property. A charming home with flexible space, thoughtful updates and enduring character. This home is definitely worth a visit. Call your Realtor today.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,141/mo
Mortgage (principal + interest)$2,806
Property taxFrom listing: $4,023/yr$335
Minimum $50,000 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$150,000
Ontario land transfer taxProvincial brackets, no first-time refund$11,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$164,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Marys has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
