The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Built in 1879 and attributed to Silas Weekes, the architect behind the St. Marys Opera House, 220 Elgin St E is a Georgian-style home with the kind of presence you only find in Stonetown. Fall suits it. The light comes in low and warm through tall windows, and the whole house seems made for this time of year.The main level flows gracefully from room to room, with generous proportions and the craftsmanship you'd hope for in a home of this age. A tasting room sits between the kitchen and dining room, a lovely spot to open a bottle while dinner comes together. Picture holiday meals here, boots lined up at the door and everyone finding a place to settle in afterward. The theatre room is made for movie nights and could easily become a main-floor bedroom for guests or extended family. A dedicated office gives you a quiet place to work, and the powder room makes everyday life with kids that much easier.Upstairs, three bedrooms give a growing family room to breathe. Mornings start slow, with coffee in hand and the maples turning outside.This is a home with real history, cared for over generations and ready for the next family to write its own chapter. You get the character of a 19th-century build with the space modern family life asks for.Step outside and you're close to downtown St. Marys, where limestone storefronts line Queen Street and the Thames River trails are made for fall walks. Schools and parks are nearby, and the pace of a small town makes it easy to feel at home fast.Weekes gave St. Marys its Opera House. He also left behind a handful of homes like this one, and they rarely come to market. If you've been waiting for the right heritage property, this is the season to see it. Book your private showing today.
Property Details
Listing
MLS® number
X13775934
Status
For Sale
Listed
Sep 12, 2026
Last updated
Oct 29, 2026
Possession
Flexible
Building
Type
Detached
Style
2-Storey
Approx. age
100+
Approx. size
2,000–2,500 ft²
Basement
Partial Basement, Unfinished, Crawl Space
Lot
Frontage
47.50 ft
Depth
90.00 ft
Lot area
≈ 4,275 ft² (calculated)
View
North
Community
St. Marys
Parking & utilities
Garage
Detached, Garage, 1 space
Driveway
Private, 2 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$4,100 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Peak Select Realty Inc
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Partial Basement, Unfinished, Crawl Space
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Pool features: None
Property features: Hospital, Golf, Park, Place Of Worship, Rec./Commun.Centre, River/Stream
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,586/mo
Mortgage (principal + interest)$2,245
Property taxFrom listing: $4,100/yr$342
Minimum $35,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$120,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$131,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Marys has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
