The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
VACANT & READY FOR YOUR VISION - LIVE, WORK OR INVEST AT 22 HARVEY STREET! A rare opportunity to make this mixed-use property your own in the heart of Downtown Tillsonburg. This substantial three-storey brick building offers over 3,000 sq. ft. of commercial and residential space - now fully vacant and ready for its next chapter. Located directly across from Starbucks with excellent visibility, the property is zoned C-1Central Commercial, allowing for a wide variety of potential uses including professional office, retail, clinics, personal services and mixed residential-commercial uses. With both the commercial and residential spaces vacant, the next owner can take possession and create the setup that works for them from day one - with no existing tenancies or leases to assume. Run your business on the main floor and live upstairs, lease one or both spaces for income, or reimagine the property to suit your plans.The main floor offers a professional office layout with central air updated in 2024, an updated washroom and LED lighting. Upstairs, a spacious 3-bedroom, 2-bathroom residential unit spanning two levels provides additional living or income potential. Bring your ideas. Configure and create a space that works for you - whether that's business, residential, investment or a combination of all three. Additional features include a steel tile roof, lawn sprinkler system, 16' x 12' fire vault, classic brick exterior and on-site parking. With 3,000+ sq. ft., full vacant possession, flexible C-1 zoning and a prime downtown location, 22 Harvey offers space, flexibility and the freedom to make it your own. Floor plan and zoning information available. Book your private showing and explore the possibilities.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,011/mo
Mortgage (principal + interest)$1,683
Property taxFrom listing: $3,927/yr$327
Minimum $22,500 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$90,000
Ontario land transfer taxProvincial brackets, no first-time refund$5,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Tillsonburg has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
