The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Look no further than the Xpo model in Merritt Estates-an inviting family home tucked on a quiet court backing onto a beautiful conservation area. This thoughtfully designed two-storey offers 1,606 sq. ft. of bright, modern living space with a functional layout ideal for today's lifestyle. Step into a welcoming foyer with soaring second-storey ceilings and continue into the open-concept main floor. The kitchen features a spacious island with a built-in sink, perfect for meal prep and gathering, while large rear windows and a sliding door flood the living space with natural light and showcase peaceful greenspace views. A convenient mudroom off the double-car garage includes laundry and a powder room, keeping everyday living organized. The basement offers the option for a separate entrance, providing excellent potential for a future granny suite or multi-generational living. Upstairs, you'll find three comfortable bedrooms and two full bathrooms. The primary suite features a walk-in closet and private ensuite with double sinks and a walk-in shower.XO Homes is a custom builder offering flexibility, personalization, and a selection of lots within Merritt Estates, making it easy to create a home that truly fits your lifestyle. PRICE REFLECTS HST REBATE. Enjoy easy access to Grand Bend, London, and Highway 402, while Parkhill's schools, restaurants, shopping, grocery store, recreation facilities, tennis courts, baseball diamonds, hockey arena, and Parkhill Dam are all close by. Luxury, lifestyle, and opportunity come together at Merritt Estates. Take advantage of the $40,000 promotional discount and make this exceptional home yours before this limited-time offer expires!
Minimum $39,930 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,858
Ontario land transfer taxProvincial brackets, no first-time refund$9,461
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,119
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Middlesex has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
