The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Classic charm and comfortable family living come together at 20 Arthur Street in St. Catharines. A spacious covered front porch welcomes you into this inviting home, offering a spot to enjoy your morning coffee or unwind at the end of the day. Inside, timeless details, generous living spaces and an abundance of natural light create a warm and comfortable atmosphere. Step into the inviting living room where a large picture window, cozy fireplace mantel and rich wood accents create a welcoming space for relaxing or entertaining. Just off the living room a spacious kitchen combines functionality with classic style featuring extensive custom cabinetry, generous counter space, a double sink and a bright dining area overlooking the yard. Large windows and a glass door fill the space with natural light while providing easy access to the backyard. Upstairs three generously sized bedrooms offer ample closet space, while the primary bedroom stands out with beautiful hardwood flooring, crown moulding and large glass doors leading to a private outdoor sitting area. Surrounded by greenery and filled with natural light - it offers a peaceful retreat. A stylish 4-piece bathroom completes this level. Downstairs, added living space awaits in the spacious family room complete with above-grade windows, hardwood flooring, wood accents and built-in shelving. A fourth bedroom and 3-piece bathroom and laundry provide added flexibility for family, guests or a home office.Outside, enjoy seamless summer living with a spacious covered patio overlooking the beautifully landscaped yard. Mature trees create a peaceful backdrop, while the resort-style inground pool and expansive concrete deck offer plenty of room for lounging, entertaining and enjoying warm summer days. A detached garage provides additional storage space.With its classic character, spacious layout and incredible outdoor setting, 20 Arthur Street offers a comfortable place to call home with plenty of room for a growing family.
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Age Groups
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Owners vs Renters
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Household Type
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,989/mo
Mortgage (principal + interest)$2,543
Property taxFrom listing: $5,352/yr$446
Minimum $42,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,980
Ontario land transfer taxProvincial brackets, no first-time refund$10,073
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$148,853
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
