The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Turnkey, Renovated Throughout. Modern finishes. This home is perfect for starting out, small families, downsizing, or as an investment. With R2 zoning, this fully renovated 2+2 bedroom, 2 full bath bungalow has in-law suite or income potential Property with separate entrance to basement which has insulated floors, 2 bedrooms, a full bath, and kitchenette with set-up for appliances. The open concept main floor is great for entertaining with a new kitchen, quartz countertops, and modern finishes throughout. 2024 Tankless Water Tank. The exterior of the home has been tastefully updated with brand new vinyl siding (2023), new exterior door and new glass patio sliding doors. New state of the art garage w/remote control. Large new deck with raised garden beds Great for entertaining. Pleasantly located 4 Km. walk to the Welland Canal. Very close to shopping, the highway, schools, amenities, and steps to public transit. The home also features a large new deck with raised garden beds to enjoy.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,497/mo
Mortgage (principal + interest)$2,207
Property taxFrom listing: $3,480/yr$290
Minimum $34,000 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$118,000
Ontario land transfer taxProvincial brackets, no first-time refund$8,275
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$129,075
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
