The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the perfect blend of modern comfort and exceptional investment potential at 19 Bailey, a renovated 3-bedroom, 2-bathroom duplex in St. Catharines. Bathed in natural light through expansive windows, this tastefully updated residence features premium laminate flooring and contemporary finishes throughout. The main floor unit is designed for easy living and entertaining, boasting a bright, open-concept kitchen and living area, a spacious bedroom with an oversized double-door closet, a stylish four-piece bathroom, and a dedicated utility and laundry room. Upstairs, the private second unit offers a fully equipped kitchen, two well-appointed bedrooms, its own convenient in-suite laundry, and a second four-piece bathroom. Perfectly situated just minutes from scenic parks, walking trails, local shopping, and major highways, this property delivers ultimate convenience for contemporary living. Whether you are an astute investor seeking a turnkey addition to your portfolio or a homebuyer looking to offset your mortgage with rental income, this exceptional property promises to impress.
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Owners vs Renters
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,622/mo
Mortgage (principal + interest)$1,339
Property taxFrom listing: $3,390/yr$283
Minimum $17,900 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$71,600
Ontario land transfer taxProvincial brackets, no first-time refund$3,845
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$78,245
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
