The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
End-unit! Freehold. Built in 2021 and thoughtfully upgraded throughout. This 3-bedroom, 2.5-bath townhome in Thames Crest community of St Marys gives you what most in this segment can't - light from three sides, no shared rear lot line, and no monthly condo fees. Inside, the open-concept main floor flows easily between kitchen, dining, and living, with natural light tracking the home from morning to evening. The kitchen is the anchor: an extended quartz island seats four, framed by a freestanding metal range hood, subway tile backsplash, a generous pantry, and expanded cabinetry. Luxury vinyl plank runs through every level - no carpet anywhere - and even the powder room has been elevated with quartz counter and upgraded mirrors and lighting. Upstairs, the large primary suite offers a walk-in closet and ensuite with a double-sink quartz vanity. Two additional bedrooms flex easily between family, guests, or a home office, and upper-level laundry keeps the daily routine simple. Out back, a fully fenced yard and expansive two-tier wood deck create a private space to dine, host, or unwind. The attached garage and unfinished basement add real storage today and finished square footage tomorrow. Steps from the Loop Walking Trail and minutes to downtown St. Marys, the river, hospital, and amenities, with Stratford just 15 minutes away. Bright. Upgraded. Freehold. Move-in ready - and rare to find all four in one address.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,391/mo
Mortgage (principal + interest)$2,080
Property taxFrom listing: $3,741/yr$312
Minimum $30,589 down for this price; the slider moves in whole percent, starting at 6%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$111,178
Ontario land transfer taxProvincial brackets, no first-time refund$7,593
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$121,571
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Marys has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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