The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
** UNDER CONSTRUCTION ** Ready just in time for Spring 2027! Step into homeownership with confidence at 185B Rykert Street in St. Catharines-an exciting opportunity to own a beautifully designed, to-be-built home without the stress of hidden repairs or renovating an older property. Perfect for first-time buyers looking for a fresh start, this home offers a beautiful blank canvas with quality craftsmanship and modern finishes already included. From the moment you walk in, you will be greeted by airy 9-foot main-floor ceilings, beautiful engineered hardwood flooring, and a classic oak staircase that sets the tone for stylish, functional living. The thoughtfully designed kitchen is ready for your first dinner parties, featuring custom cabinetry, sleek quartz countertops, elegant crown moulding, a stainless steel sink, and an exterior-vented range hood. That modern luxury carries seamlessly into the elegant bathrooms, which showcase quartz vanities, ceramic tile surrounds, built-in shower niches, and premium Moen fixtures.When buying your first home, long-term peace of mind is everything. Built with comfort, energy efficiency, and low maintenance in mind, this property features a separate side entrance, an upgraded 8-foot foundation, a high-efficiency furnace, an HRV system, upgraded insulation, central air conditioning, and quality vinyl casement windows to help keep your monthly utility bills in check. The electrical service is fully modernized with a 200 AMP panel, and the exterior is planned to boast striking curb appeal through a combination of stone, stucco, and WPC fluted panel accents. Outside, you will find a fully sodded lot and a garage already roughed in for an automatic door opener, leaving you with less weekend work and more time to enjoy your new space.Conveniently located close to schools, parks, shopping, and everyday amenities.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,431/mo
Mortgage (principal + interest)$2,431
Minimum $39,990 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$129,980
Ontario land transfer taxProvincial brackets, no first-time refund$9,473
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$142,253
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
