The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Charming 1 & 1/2-storey home in the heart of Ailsa Craig, offering a great opportunity for first-time buyers, downsizers, or anyone looking for a home with character and flexible living space. Built in 1890, the home welcomes you with an inviting white front porch-perfect for a couple of rocking chairs and morning coffee. Inside, the main floor features a versatile den that can easily serve as a dining room, home office, or potential main-floor bedroom, along with a comfortable, welcoming living room. The updated kitchen offers butcher block counters, plenty of space for a dining table, and room to add additional storage if desired. At the back of the home, the mudroom/laundry room provides practical everyday function and access to the large rear deck and sizeable backyard. With plenty of room for a play area, gardens, pets, or outdoor entertaining, the yard also includes a storage shed. A four-piece bathroom completes the main floor. Upstairs, you'll find a generous primary bedroom with a good-sized closet, plus a second bedroom ideal for children, guests, or a home office. Enjoy the ease of small-town living with the community centre and park nearby, plus local favourites like The Crown & Fox just minutes from home. A charming property with flexible space, a great backyard, and plenty of potential to make it your own.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,704/mo
Mortgage (principal + interest)$1,496
Property taxFrom listing: $2,499/yr$208
Minimum $19,995 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$79,980
Ontario land transfer taxProvincial brackets, no first-time refund$4,474
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$87,254
First-time buyers can get up to $4,000 back on Ontario land transfer tax. North Middlesex has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
