The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to 15 Nickel Street. Located in the highly desirable North End of St. Catharines, north of Lakeshore Road and just a short walk to the beach and nearby trails, this detached raised bungalow has it all. The showpiece is the full-size concrete inground pool - a true private summer retreat with interlock brick patio space and room to entertain, relax, and enjoy the hottest months of the year at home. Inside, the home offers 3 bedrooms on the main floor, including a primary bedroom with its own balcony overlooking the backyard and pool. The bright main living areas, updated kitchen, and welcoming layout make the home feel comfortable and move-in ready.The finished lower level adds even more flexibility with 2 additional bedrooms, a full bathroom, and a cozy rec room with gas fireplace - ideal for family, guests, teens, or a work-from-home setup. With a double-wide concrete driveway for 4 vehicles, an attached single-car garage, and one of the North End's most desirable lifestyle locations, this is a rare opportunity to enjoy space, comfort, and a backyard built for summer.
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Age Groups
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Owners vs Renters
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What’s NearbyDistances approximate
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Transit score information is not available for this listing.
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,022/mo
Mortgage (principal + interest)$2,563
Property taxFrom listing: $5,508/yr$459
Minimum $43,500 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$137,000
Ontario land transfer taxProvincial brackets, no first-time refund$10,175
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$149,975
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
