The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
A rare 7,200 sq. ft. downtown ownership opportunity with exceptional flexibility! Built in 1950 as the former Grantham Township City Hall, this distinctive St. Catharines property offers approximately 7,200 sq. ft. across three levels and an opportunity that can work for an owner-user, live/work buyer or investor. Need space for your own business? The existing commercial tenant is willing to vacate, providing the opportunity to occupy the building for your own use. Prefer to live and work under one roof? The impressive 2,400 sq. ft. upper loft is available immediately, while the established tenant occupying the main and lower levels is willing to negotiate a new lease with the purchaser. For an investor, the property's size, flexible configuration and downtown location create yet another compelling possibility. The main floor features reception, multiple offices, modern kitchen, dining area, boardroom and storage. The lower level offers additional offices, men's and women's washrooms, storage and a private side entrance. Upstairs, the approximately 2,400 sq. ft. loft features 2 bedrooms, a 5-piece ensuite, additional 4-piece bathroom, laundry, spacious kitchen and living room with cozy gas fireplace. High windows provide exceptional natural light, while a spiral staircase leads to an incredible approximately 1,000 sq. ft. rooftop patio - perfect for BBQs, entertaining or relaxing above the city. Additional features include 3 tandem parking spaces accommodating 6 cars, forced-air gas heating, central air (2020), secondary hot-water gas system, 44 replacement windows (2008) and newer flooring (2018).Ideally located across from the bus terminal and parking garage and steps from the Performing Arts Centre, Meridian Centre, restaurants and downtown amenities. One property. Three distinct possibilities. Occupy it. Live and work in it. Or invest in it.
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What’s NearbyDistances approximate
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Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,645/mo
Mortgage (principal + interest)$4,826
Property taxFrom listing: $21,836/yr$1,820
Minimum $104,000 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$258,000
Ontario land transfer taxProvincial brackets, no first-time refund$22,275
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$283,075
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
