The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
This is what a summer in Muskoka is supposed to look like. The boat is tied to the dock. The paddle boards are already in the water. Someone is cooking outside while everyone else is sitting around the fire deciding whether to watch the sunset from the dock or squeeze in one last swim before sunset. It's the kind of place where weekends accidentally turn into weeks. Set on a shallow entry shoreline on Dickie Lake in the Township of Lake of Bays, this property gives you all of that without the renovation projects that usually come with waterfront ownership. The entire cottage has already been renovated from top to bottom and is being sold fully furnished exactly as shown, right down to the furniture, making it completely turnkey from closing day. Inside approximately 1,650 sq. ft. with 3 bedrooms and 2 full bathrooms. The custom kitchen was built for gathering, complete with quartz countertops and backsplash, a waterfall island, coffee and juice bar, beverage centre and Frigidaire Professional appliances. Vaulted ceilings, exposed beams and oversized windows keep the space feeling bright while still giving you that classic cottage atmosphere. Every major upgrade has already been completed, including new windows, doors, plumbing, electrical, buried hydro, metal roof, heat pump with year round heating and cooling, propane fireplace, UV water filtration system and a Generac backup generator. Nearly an acre of private property surrounds expansive entertaining decks, a fully equipped Napoleon outdoor kitchen, lakeside gazebo, new floating dock, firepit area and clean, beautiful waterfront. Minutes from Baysville, you're close to Bigwin Island Golf Club, Deerhurst Highlands, Hidden Valley Ski Area, Limberlost Forest, Algonquin Provincial Park and countless hiking, ATV and snowmobile trails. Whether it's your full time home or your family's place to disappear every weekend, this is the kind of property that lets you spend your time enjoying Muskoka instead of working on it.
Property Details
Listing
MLS® number
X13498040
Status
For Sale
Listed
Jun 25, 2026
Last updated
Oct 24, 2026
Possession
Immediate
Building
Type
Detached
Style
1 1/2 Storey
Approx. age
Not provided by brokerage
Approx. size
1,100–1,500 ft²
Basement
Walk-Out, Full
Lot
Frontage
110.00 ft
Depth
308.00 ft
Lot area
≈ 33,880 ft² (calculated)
View
South
Community
Mclean
Parking & utilities
Garage
None, 0 spaces
Driveway
10 spaces
Heating
Baseboard
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,756 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
KELLER WILLIAMS INNOVATION REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Walk-Out, Full
Heating: Baseboard
Cooling: Other
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake/Pond, Park, Waterfront, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$6,402/mo
Mortgage (principal + interest)$6,173
Property taxFrom listing: $2,756/yr$230
Minimum 20% ($330,000 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$330,000
Ontario land transfer taxProvincial brackets, no first-time refund$29,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$362,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
