The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Experience carefree Muskoka cottage living at Billie Bear Resort on beautiful Bella Lake. This charming four-season cottage offers the perfect blend of relaxation, recreation, and year-round enjoyment, all within a unique resort community featuring 880 feet of sandy shoreline and over 100 acres of shared forest, trails, and resort amenities. Designed to comfortably accommodate family and friends, the cottage features 1 bedroom, a full kitchen, 4-piece bath, an enclosed sunroom, efficient WETT-certified wood stove, electric baseboard heating, and sleeping accommodations for up to 6 guests. Relax beneath the cottage in the hanging chairs with your morning coffee or a good book while taking in the peaceful surroundings. Thoughtfully updated throughout, recent improvements include a freshly painted interior, spray foam insulation beneath the sunroom, WETT-certified wood stove, new PEX plumbing, hot water tank, Bosch dishwasher, concrete basement floor, new double-pane sunroom windows, and a beautiful custom wood slab kitchen island. Enjoy swimming, boating, canoeing, hiking, tennis, and all the resort amenities during the warmer months, while Hidden Valley Ski Resort is just minutes away for winter adventures. Owners enjoy exclusive use of their cottage while also owning a percentage interest in the resort. The resort professionally manages rentals, guest services, and grounds maintenance, providing a low-maintenance ownership experience with a minimum four-week summer rental commitment. Whether you're looking for a peaceful family retreat, a four-season getaway, or an affordable way to enjoy cottage life in Muskoka, this Bella Lake property is ready to welcome you. *Running water on from May long weekend to Thanksgiving, Snow removal to parking lot* More information at www.billiebear.com
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,309/mo
Mortgage (principal + interest)$1,309
Minimum $17,495 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$69,980
Ontario land transfer taxProvincial brackets, no first-time refund$3,724
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$76,504
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
