The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Discover the perfect waterfront retreat in the heart of the Rideau Lakes! Set on a beautiful, approximately one-acre lot with 30 feet of frontage on Lower Rideau Lake, this unique property offers direct access to the renowned Rideau Lakes water system and endless opportunities for boating, fishing, and waterfront recreation. The property features a charming 2-bedroom, 1-bathroom four-season home. Fully insulated with a solid stone foundation, it offers warmth and character, highlighted by a cozy living room with a fireplace and airtight wood insert capable of heating the entire home. Two enclosed porches provide additional living space to relax and enjoy the peaceful surroundings. A separate 2-bedroom, 1-bathroom guest house presents outstanding flexibility as an in-law suite, private accommodation for family and friends, or an income-generating rental. With its own comfortable living space, it's an ideal addition for multi-generational living or those looking to offset ownership costs. Located on a paved township road in the desirable community of Rideau Ferry, this rare waterfront property combines privacy, versatility, and access to one of Ontario's most sought-after boating destinations. Whether you're searching for a year-round home, cottage getaway, or investment opportunity, this exceptional property is ready to be enjoyed. 24 hours irrevocable on all offers.
Property Details
Listing
MLS® number
X13627532
Status
For Sale
Listed
Jul 31, 2026
Last updated
Jul 31, 2026
Possession
60-89 days
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
1,500–2,000 ft²
Basement
Crawl Space
Lot
Frontage
184.17 ft
Depth
400.23 ft
Lot area
≈ 73,710 ft² (calculated)
View
North
Community
903 - Drummond/North Elmsley (North Elmsley) Twp
Parking & utilities
Garage
Detached, Garage, 2 spaces
Driveway
12 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,740 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
COLDWELL BANKER FIRST OTTAWA REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 2
Kitchens: 1 above grade
Basement: Crawl Space
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, Marina, School Bus Route, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$3,585/mo
Mortgage (principal + interest)$3,273
Property taxFrom listing: $3,740/yr$312
Minimum $62,490 down for this price; the slider moves in whole percent, starting at 8%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$174,980
Ontario land transfer taxProvincial brackets, no first-time refund$13,973
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$191,753
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Drummond/North Elmsley has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
