The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Year-Round Waterfront Paradise! Experience the Magic of the Rideau - A UNESCO World Heritage Treasure. Escape to the serene shores of Lower Rideau Lake with this impeccably maintained, four-season family home. Whether you are seeking a tranquil retirement retreat, a year-round family residence, or a premium vacation getaway, this property offers the perfect blend of rustic charm and modern convenience. Completely winterized with glycol radiant baseboard heat powered by the electric hot water tank with a propane fireplace as an auxillary heat source to keep you cozy through the Ontario winters. Inside you will find pine ceilings and laminate flooring throughout. A massive porch overlooks "Prime Waterfront," offering the perfect vantage point for morning coffees or sunset dinners. Step onto your 40-foot dock and access one of the world's most storied waterways. Imagine swimming on a hot summer day right off your dock. Lower Rideau Lake is a boater's and angler's dream, known for its incredible bass and pike fishing. You are perfectly positioned:10 Minutes to the shops and services of both Smiths Falls and Perth (accessible by car or boat!). Under 1 hour to Ottawa and Kingston for world-class dining and urban amenities.Outdoor Adventure right at your doorstep, enjoy hiking, cross-country skiing, snowshoeing, and snowmobiling. From your shoreline, you can explore countless hidden coves or navigate the entire Rideau System - from the historic locks of Kingston to the bustling downtown of Ottawa. Includes a wooden shed for tools, and a portable garage for winter vehicle or boat storage. Equipped with a reliable septic system and well. Road fees are $350 per year. Serviced by hydro (200 amp service) and high speed internet service available. 109 Rideau Street is a peaceful retreat for anyone who loves waterfront and a peaceful tranquility. With a long list of inclusions and undeniable charm, this is one property you won't want to miss.
Property Details
Listing
MLS® number
X13886146
Status
For Sale
Listed
Oct 11, 2026
Last updated
Oct 11, 2026
Possession
30-59 days
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
<700 ft²
Basement
Crawl Space
Lot
Frontage
50.48 ft
Depth
206.36 ft
Lot area
≈ 10,417 ft² (calculated)
View
North
Community
903 - Drummond/North Elmsley (North Elmsley) Twp
Parking & utilities
Garage
None, 0 spaces
Driveway
Private, 4 spaces
Heating
Baseboard
Cooling
Other
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,388 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
ROYAL LEPAGE INTEGRITY REALTY
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade · 0 below grade
Basement: Crawl Space
Heating: Baseboard
Cooling: Other
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Waterfront, Clear View, Lake Access, Cul de Sac/Dead End
Cross street: Port Elmsley Road and Beveridge's Lock Road
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$2,739/mo
Mortgage (principal + interest)$2,540
Property taxFrom listing: $2,388/yr$199
Minimum $42,900 down for this price; the slider moves in whole percent, starting at 7%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$135,800
Ontario land transfer taxProvincial brackets, no first-time refund$10,055
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$148,655
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Drummond/North Elmsley has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
