The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to your own private piece of Muskoka on Lake of Bays! Built in 2021 and set on 2.7 private acres along highly desirable Charlie Thompson Road. Municipally maintained year-round. This stunning waterfront property offers 220 feet of shoreline and excellent fishing, boating, and four-season recreation.Offering approximately 3,000 sq. ft. of living space, this beautifully finished three-bedroom bungalow features main floor living and a spacious walkout basement. The open-concept main living area features 10ft ceilings, while the living room features a 19ft vaulted ceiling, expansive lake facing windows, and a natural stone, floor to ceiling propane fireplace.The kitchen features Café appliances, a six-burner gas range, quartz countertops, and a 8ft island. The fully insulated Muskoka room offers a cozy retreat with a wood stove.The primary suite features a generous closet, pass through closet leading to the five piece ensuite, double vanity, soaker tub, and walk-in shower. The finished walkout basement includes a second family room for additional living and entertaining space.Enjoy a west facing exposure with full afternoon sun and beautiful lake sunsets. The lakeside deck spans the full length of the home, complemented by a new dock and deck with durable PVC decking.Fully winterized for year round comfort, the home includes central air conditioning, a whole home Generac generator, furnace mounted humidifier, UV water filtration system, and propane BBQ line.Professionally landscaped by Five Point, the grounds feature established perennial gardens, while the professionally graded driveway includes added drainage.Conveniently located in Dwight, with easy access to groceries, restaurants, and Dwight Public Beach, this exceptional property offers privacy, modern comfort, and the best of four-season Muskoka living.
Property Details
Listing
MLS® number
X13884394
Status
For Sale
Listed
Oct 9, 2026
Last updated
Oct 15, 2026
Possession
Flexible
Building
Type
Detached
Style
Bungalow-Raised
Approx. age
Not provided by brokerage
Approx. size
2,500–3,000 ft²
Basement
Finished with Walk-Out
Lot
Frontage
220.00 ft
Depth
688.00 ft
Lot area
≈ 151,360 ft² (calculated)
View
West
Community
Franklin
Parking & utilities
Garage
None, 0 spaces
Driveway
10 spaces
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$6,340 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
Chestnut Park Real Estate
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade
Basement: Finished with Walk-Out
Heating: Forced Air
Cooling: Central Air
Fireplace: Yes
Fireplaces: 2
Exterior
Waterfront: Yes
Waterfront features: Direct
Pool features: None
Property features: Lake Access, School, Waterfront, Skiing, School Bus Route, Wooded/Treed
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$8,942/mo
Mortgage (principal + interest)$8,413
Property taxFrom listing: $6,340/yr$528
Minimum 20% ($449,800 on this price) applies to homes priced over $1.5M in Canada; the slider starts at 20%. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$449,800
Ontario land transfer taxProvincial brackets, no first-time refund$42,700
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$495,300
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Lake of Bays has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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