The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
OPPORTUNITY KNOCKS AT 12 MERIGOLD STEEET! Whether you're a first-time homebuyer ready to take the exciting step into homeownership, an investor looking for your next opportunity, or someone searching for a property to make their own, this St. Catharines home is full of possibilities! Offering 3 bedrooms, 1 bathroom, and an impressively deep lot, this property provides a fantastic starting point with plenty of potential to make it your own. The basement offers additional potential, with space that could be finished to add another room. Enjoy the flexibility to move in and make improvements over time, refresh the space to suit your personal style, or explore its potential as an investment property. The generously sized backyard is a standout feature, offering plenty of outdoor space to enjoy, entertain, garden, or create your own private retreat. With a little vision and some personal touches, this home offers an exciting opportunity to create something truly special. Whether you're looking to get into the market, invest in your future, or find a place to call your own, 12 Merigold Street is a property worth a closer look. Don't miss your chance to explore the possibilities!
Property Details
Listing
MLS® number
X14097002
Status
For Sale
Listed
Oct 19, 2026
Last updated
Oct 23, 2026
Possession
30-59 days
Building
Type
Detached
Style
Bungalow
Approx. age
51-99
Approx. size
<700 ft²
Basement
Finished, Full
Lot
Frontage
33.07 ft
Depth
157.95 ft
Lot area
≈ 5,223 ft² (calculated)
View
East
Community
458 - Western Hill
Parking & utilities
Garage
None, 1 space
Driveway
Private, 1 space
Heating
Forced Air
Cooling
Central Air
Water / sewer
Not provided by brokerage
Taxes
Property tax
$2,190 / 2025
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
REVEL REALTY INC.
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 3
Kitchens: 1 above grade · 0 below grade
Basement: Finished, Full
Heating: Forced Air
Cooling: Central Air
Fireplaces: 0
Exterior
Waterfront features: None
Pool features: None
Property features: Park, Public Transit, Rec./Commun.Centre
Cross street: St. Paul West & Merigold St - just off St. Paul West
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,492/mo
Mortgage (principal + interest)$1,309
Property taxFrom listing: $2,190/yr$183
Minimum $17,500 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$70,000
Ontario land transfer taxProvincial brackets, no first-time refund$3,725
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$76,525
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
