The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Charming North-end bungalow! This 2 bedroom home is a perfect starter or for those looking to down size. Offering 2 generous sized main floor bedrooms this gem is sure to please. The kitchen had a face lift featuring all new cabinetry, flooring, granite counters, stainless steel appliances and done tastefully in white and grey and loaded with cabinets. The cabinetry continues into the dining room for extra storage.The bathroom also had a refresh and has new cabinetry, heated floors and double sinks. A home offering a great location and loaded with charm. Easy care laminate flooring throughout the main floor. The basement is partially finished and is a great space for either storage or kids to play. This home was not flooded in 2025 and remains dry. The side entrance leads up to the kitchen or down to the basement. 2 driveway spaces with a small yard keep it practical but quaint. The location is key, so close to schools, shopping, QEW and churches. This little gem is awaiting its new owner!
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Owners vs Renters
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What’s NearbyDistances approximate
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Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$1,914/mo
Mortgage (principal + interest)$1,683
Property taxFrom listing: $2,764/yr$230
Minimum $22,500 down for this price; the slider moves in whole percent, starting at 5%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$90,000
Ontario land transfer taxProvincial brackets, no first-time refund$5,475
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$98,275
First-time buyers can get up to $4,000 back on Ontario land transfer tax. St. Catharines has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
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