The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Listing data provided by the Toronto Regional Real Estate Board (TRREB). Data is deemed reliable but not guaranteed.
Welcome to Kernick Lake.... A very unique opportunity presents itself with this property..... This brand new Linwood home features 4 bedrooms, 3 bathrooms set on a beautifully wooded, 4.8acre lot, with direct access to exclusive and pristine Kernick Lake. The lake is full of bass and has only 1 cottage on it. Absolutely perfect for a quiet, exclusive, wilderness paddle just steps from your door. When the large tract of land surrounding this lake was severed into 10 other smaller properties, the owner donated a 300 foot ring of land around the lake to the Crown, which is basically land locked, and only accessible by the 10 properties adjoining it. This gives you direct, private access to the lake without the enormously high property taxes of waterfront property. What a great opportunity.... The home is brand new and carries along with it the limited 30yr Linwood warranty. The open concept design gives a spacious living area with 4 full bedrooms and room for the entire family. The main floor is perfect for gatherings while the lower level family room gives ample room for down time and some separation when needed. If you are looking to relocate out of the busy lifestyle to a more laid back cottage setting without breaking the bank on a waterfront property with a busy waterfront, then this might just be your ticket.
Property Details
Listing
MLS® number
X13465558
Status
For Sale
Listed
Jun 19, 2026
Last updated
Jun 19, 2026
Possession
Flexible
Building
Type
Detached
Style
Backsplit 3
Approx. age
0-5
Approx. size
1,100–1,500 ft²
Basement
Finished, Full, Walk-Out
Lot
Frontage
196.00 ft
Depth
1100.00 ft
Lot area
≈ 215,600 ft² (calculated)
View
North
Community
Armour
Parking & utilities
Garage
None, 0 spaces
Driveway
10 spaces
Heating
Forced Air
Cooling
None
Water / sewer
Not provided by brokerage
Taxes
Property tax
$3,100 / 2026
Condo fee
N/A
Source
Data source
TRREB (VOW feed)
Listed by
CV Real Estate
Interior
Level
Room
Size
Features
Loading rooms…
Interior Features
Bedrooms above grade: 4
Kitchens: 1 above grade
Basement: Finished, Full, Walk-Out
Heating: Forced Air
Cooling: None
Fireplace: Yes
Fireplaces: 1
Exterior
Waterfront features: Indirect
Pool features: None
Property features: Greenbelt/Conservation, Lake Backlot, Lake Access, Lake/Pond, Wooded/Treed, Waterfront
Demographic data is not available for this area yet.
Population—
Median household income—
Median age—
Age Groups
Age group data is not available.
Owners vs Renters
Ownership data is not available.
Household Type
Household data is not available.
What’s NearbyDistances approximate
No nearby school data is available for this listing.
Transit score information is not available for this listing.
Nearby everyday places are not available for this listing.
Always confirm school catchments with the local school board.
Estimated Rental Income
Rental estimate coming soon
We’re not showing a number until we have a data source we trust. When it’s connected, this section will show:
A monthly rent range from nearby leased homes of the same type and size
The leased comparables behind it (signed-in, VOW-gated)
Gross yield at the current list price
Monthly Cost
A quick estimate to plan with. Taxes come from the listing; change the other inputs to match your situation.
Estimated monthly$5,118/mo
Mortgage (principal + interest)$4,860
Property taxFrom listing: $3,100/yr$258
Minimum $104,900 down for this price; the slider moves in whole percent, starting at 9%. Under 20% adds mortgage default insurance. Confirm with a lender.
Mortgage uses Canadian semi-annual compounding. Houses-Gate doesn’t offer financing.
Estimated Budget
About how much cash you’ll need on closing day, besides the mortgage.
Down payment20% of the list price$259,800
Ontario land transfer taxProvincial brackets, no first-time refund$22,455
Legal fees & disbursementsTypical range $1,800–$2,800$1,800
Home inspectionTypical range $500–$800$600
Title insuranceTypical range $300–$600$400
Cash needed at closingEstimate$285,055
First-time buyers can get up to $4,000 back on Ontario land transfer tax. Armour has no municipal land transfer tax (Toronto does).
Uses Ontario’s land transfer tax brackets and the down payment set in Monthly Cost. Legal, inspection and title-insurance figures are typical ranges, not quotes.
Listing data is provided under copyright by the Toronto Regional Real Estate Board (TRREB). The data is deemed reliable but is not guaranteed to be accurate. The trademarks MLS®, Multiple Listing Service®, and the associated logos are owned by the Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA.
The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change, or withdrawal. Neither listing broker(s) nor HousesGate shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.
